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纽约最好的地产经纪,曼哈顿最好的房地产经纪,纽约最好的华人房产中介,New York best Chinese realtor,Manhattan best Chinese realtor,Chinese mandarin speaking real estate agent

纽约曼哈顿房地产经纪  鲍博士  Alex Bao

纽约资深地产经纪,曼哈顿房地产房产中介,熟悉纽约市曼哈顿下城、中城和上城房屋销售及出租市场,对华人喜欢投资的街区非常了解,为海内外华人在纽约购房置业提供专业房产经纪服务。
(201) 881-6897
微信: ab8102057
邮箱: alexbao2000@gmail.com
​Line: alexbao2000

纽约最好的房产中介,纽约最好的华人地产经纪,讲国语普通话地产经纪,纽约曼哈顿最新房地产信息,Chinese mandarin speaking real estate agent,New York best Chinese broker
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买房经常问到的问题  BUYING HOME FREQUENTLY ASKED QUESTIONS 


如有买房问题,可以随时电话咨询 Alex (201) 881-6897 微信 ab8102057
Q. How many homes should I plan to view and how should I make the final decision?
A. While exploring your needs and wants fully is a good idea for focusing your search and saving time, viewing a number of homes will help you become familiar with what you can expect to get for your money. Going to open houses during weekends at the beginning. Normally you should see 10-15 selected houses by your Realtor according to your home criteria. 

Q. How can I check my credit rating before I apply for a mortgage? 
A. Your credit rating is based on a combined score generated from three credit bureaus who look at your credit history, amount of credit available, and recent inquiries to determine what's called your FICO score. A smart way to go is to contact a Weichert Gold®Services Manager at your local Weichert office to check your rating for you and, if appropriate, suggest ways for you to improve your credit. For a small fee, you can get your score or review your credit report by going online to www.myfico.com

Q. Why should I consider paying points?
A. Buyers often choose to pay a one-time charge called mortgage "points" in exchange for a lower interest rate. Usually paid at closing, each "point" costs 1% of the mortgage amount, or $2,000 on a $200,000 loan. The lower rate reduces the monthly mortgage payment, and points paid in conjunction with the purchase of a home are generally tax-deductible in the year they're paid (see tax advisor). Monthly savings will often exceed what was paid in points in just a few years' time.

Q. What is the purpose of an attorney review?
A. In New Jersey where the real estate agent writes the contract, there may be an attorney review period. This specified period allows the attorney to cancel the contract or request it be altered. Both buyer and seller would then have to agree to the revised contract in writing. During this period, either party may void the contract without penalty.

Q. What is title insurance and why do I need it?
A. Basically, title insurance assures that you have clear title to the home you're purchasing. A title search is the primary component of "due diligence," a process that will be started either by your attorney, if you are using one, or by the title company you choose. The title search determines whether the seller actually owns the property and if there are any claims against it.

Q. What happens if the house I want to purchase does not appraise at the amount expected?
A. . If the house doesn't appraise at the amount expected, other alternatives are typically found. A second appraisal may be sought, the buyer may be willing to put more money down, the seller may adjust the price or offer other concessions, or the two sides may negotiate to split the difference between them.


鮑博士谈在曼哈顿工作在新泽西买房              鮑博士講新澤西購屋必須注意的事項              买房采用的几种出价策略

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 联系方式
 手机:(201) 881-6897 
 微信:ab8102057
 电邮:alexbao2000@gmail.com

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Realmart Realty

27 Bleeker St
Millburn, NJ 07041
Contact Alex Bao:
Phone: (201) 881-6897
Email: alexbao2000@gmail.com
WeChat: ab8102057
​Line: alexbao2000

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